JS Bank Limited (PSX: JSBL) today announced its financial results for the half year ended June 30, 2026, reporting a Profit before tax of PKR 6.640 billion, up 90% compared to PKR 3.488 billion for the same period last year. Profit after tax grew 105% to PKR 3.199 billion from PKR 1.557 billion, driving Earnings Per Share (EPS) up to PKR 1.56 from PKR 0.76.<\/p>\n
JS Bank\u2019s balance sheet demonstrated robust growth, with total assets expanding by 16% over December 2025. The Bank\u2019s total deposit base grew by 17%, led by a strong 22% increase in non-remunerative deposits, which reached PKR 271.560 billion as of June 2026. Consequently, the non-remunerative deposit mix further strengthened to 43%, up from 41% at December 2025, helping sustain core earnings amid declining rates. With stricter cost discipline and controlled spending, the Bank\u2019s Non-Markup expenses remained relatively flat at PKR 14,678 million. In another positive development, the Bank successfully closed its sixth Tier-2 Term Finance Certificate issue (TFC) worth PKR 4 billion, with PKR 3.5 billion subscription money received before June 30, 2026.<\/p>\n
The Bank reported a significant net reversal in credit loss allowances of PKR 1,725 million in the current period, as against a net charge of PKR 3,269 million recognized in the prior period.<\/p>\n
Commenting on the results, Basir Shamsie, President & CEO of JS Bank, stated “At JS Bank, our focus has been on strengthening core earnings, optimizing our deposit mix, and maintaining prudent risk management. The sustained growth in net interest revenue alongside significant credit quality improvements reflects the resilience of our franchise. As we move forward, we remain committed to expanding our footprint, driving digital adoption, and creating sustainable value for our customers and stakeholders.”<\/p>\n","protected":false},"excerpt":{"rendered":"
JS Bank Limited (PSX: JSBL) today announced its financial results for the half year ended June 30, 2026, reporting a Profit before tax of PKR 6.640 billion, up 90% compared … Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":992,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[8],"tags":[87],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/posts\/5507"}],"collection":[{"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/comments?post=5507"}],"version-history":[{"count":1,"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/posts\/5507\/revisions"}],"predecessor-version":[{"id":5508,"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/posts\/5507\/revisions\/5508"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/media\/992"}],"wp:attachment":[{"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/media?parent=5507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/categories?post=5507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bnews99.com.pk\/index.php\/wp-json\/wp\/v2\/tags?post=5507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}